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What Does Static Caravan Insurance Cover?
When arranging static caravan insurance you can either have insurance cover for just the caravan structure or for the structure and contents insurance.
Different caravan insurance policies will have different cover and different exclusions and limitations within the policy but broadly if you take out Structure Insurance then you will have the following cover:
- All risks cover, covering a range of perils such as fire, storm, flood (unless specifically excluded), theft etc
- Loss of rent and the cost of having to take up alternative accommodation as a result of the caravan structure being made uninhabitable as a result of one of the risks insured
- Accidental damage to domestic supplies, including for such as gas, electricity cables, water pipes, drains and sewage from the insured caravan to the public mains
- Site clearance with re-siting and re-delivery costs
Taking out static caravan contents cover as well as structure cover will usually provide you with the fllowing cover for the contents of the static caravan:
- All risks, including all risk cover for such as jewellery, baggage and personal effects
- Fridge (refrigerator) and freezer contents
- Lock replacing
- Fatal injury, caused as the result of an insure activity eg fire at the caravan.
Locate-caravan-finance have partnered with Willis to offer static caravan insurance - you can get a free quote now if it would help.
Static Caravans - Other Information:
